Chargebacks cost US merchants $28B+ per year

We fight your chargebacks
so you don't have to

ReplyShield automatically detects, fights, and wins chargeback disputes for restaurants, contractors, salons, and service businesses. Connect your payment processor. We handle the rest.

337M
Chargebacks predicted in 2026
55%
Of disputes go unfought
$74
Average cost to fight one manually

Chargebacks hit. You do nothing.
Not because you don't care.

🔔

A customer disputes a charge

Could be friendly fraud, buyer's remorse, or a confusing bank statement. Either way, money leaves your account.

📋

The process is a nightmare

Gather receipts, write a rebuttal, match reason codes, format evidence, submit before the deadline — who has time for this between running a business?

💸

You eat the loss

Most small businesses accept the chargeback because fighting it feels impossible. That money is gone forever.

🛡️

ReplyShield fights back for you

We detect the chargeback, build the evidence package, and submit the dispute. Automatically. Before the deadline.

Four steps. Zero effort from you.

01

Connect

Link your Stripe or Square account. Takes 2 minutes. We start monitoring instantly.

02

Detect

We catch incoming chargebacks the moment they hit, via real-time API monitoring.

03

Build

AI assembles a rebuttal using your transaction data, receipts, and communication history.

04

Submit

Evidence package is filed before the deadline. You never touch it.

Service businesses that
don't have time for this

🍽️

Restaurants & Bars

Friendly fraud, service complaints, confusing descriptors

🔧

Contractors & Trades

Job completed, customer disputes. You did the work.

💇

Salons & Med Spas

Service rendered, card charged, customer claims fraud

🏋️

Gyms & Studios

Membership disputes, cancellation chargebacks

🚗

Auto Shops

Big-ticket repairs disputed after the fact

🏥

Clinics & Practices

Patient billing disputes on services already delivered

Pick what works for you

Both plans include a free 30-day trial

Flat Rate

$49/mo

Predictable cost. Every chargeback fought, regardless of outcome.

  • Unlimited chargeback disputes
  • AI evidence packages
  • Stripe + Square support
  • Real-time monitoring

Every chargeback you ignore
is money you earned, lost twice.

You did the work. You served the customer. You deserve to keep the revenue. ReplyShield makes sure you do.